Graham Financial Associates

Let Graham Financial Associates Be Your Career Stimulus Plan!

Owning & Operating Your Own Full Service Financial Brokerage Firm.

Financing, Credit Services and Consulting

Ideal for professionals in fields: insurance or real estate agents, mortgage brokers, accountants, attorneys, financial planners, stockbrokers, CPA's etc., who are looking to add additional services and potentially ancillary revenue stream to their existing business.

       *  Money for Rent CDs' Bonus: Providing expert assistance
           to your clients to help them achieve their financial  
           goals through education, use of "Compensating Balance
           Deposits" and assistance with obtaining private capital. 

       *  Commercial Capital Investments: Deals in Bank
           Securities, Commodities, Compensating Balance Deposits,
           Stock-Based Loans, all other types of Securities Back
           Lending, Commercial Mortgage Loans, Private Equity,
           Project Funding, Venture Capital, IPOs, Equity and Debt
           Private Placements and Private Investments in Public
           Companies; Oil and Gas Exploration arena.

        *  Learn How To Go Public
           GOING PUBLIC REPORT
           Reverse Merger & Public Shell Information.

        *  Stock-Based Loans Programs: 
            Got Stock? Need Cash? Don't Sell It, Leverage It!

        *  Stock-Based Loans from $100,000 to No Max.

            *  Let Your Stock Portfolio Give You a Loan

               Use your free trading, resricted shares or pink sheets as 
               the foundation.

A stock loan is usually a loan using marketable securities as pledged collateral. Our stock loans are different.

Graham Financial Associates' Non-Recourse Stock Loans Service:

Our stock lending process is simple. We use your stock, free-trading or restricted, as a foundation to give you a secured loan while you keep profiting from the equity you have built in your investment. Whether you're a small investor looking to make a few home improvements or a larger investor trying to diversify your portfolio, Graham Financial Associates can give you financing in order to reduce your risk of investment - known as hedging. If you need funds for corporate financing, business expansion, remodeling, or other personal use, your stock portfolio may be the answer to increasing your assets. Our knowledgeable staff can take you through the process developing a personalized, secured loan that fits your financial situation.

Our stock loan programs provide secured loans from $100,000 to  $100,000,000 or more. Our stock loans let you retain the right to reacquire your stock for the amount owed on the loan, no matter how much more valuable your stock may have become. There are no hidden fees, no closing costs, and no margin calls. Most types of loans require credit checks, but for our stock lending program, there are no credit checks and no communications between Graham Financial Associates and any credit-reporting services. Instead, we consider only the market value, volatility and average trading volume of the stock under consideration to determine the amount of the loan. We offer up to 90% loan-to-values. During the life of the loan you are provided with many options in choice of terms, renewal, and exit strategies. Hedging can protect your investment while freeing up equity for other purposes. Take advantage of this opportunity that was once only available to high net worth individuals. Call or email me for a stock loan quote today.

EQUITY CAPITAL FOR SMALL PUBLIC COMPANIES.

Graham Financial Associates provides alternative financing solutions, not
long-term investors.

We invests in/finances micro cap and small-cap publicly traded companies here in
the U.S. As well as hong Kong, Australia, Israel and various other
countries/exchanges around the world.

We can structure a transaction in many ways including the following:
1. We participate in 504 transactions (non reporting companies);
2. We can buy aged debt from third party vendors the company may owe;
3. We can help shareholders that hold free trading shares with liquidation.
 

        *  SPECIAL DISCOUNT MORTGAGE BONUS: Earn even
            more helping "private-parties" collecting monthly note
            payments receive a lump sum of cash - IMMEDIATELY!

There are over $300 billion in privately-held mortgages in this country. This, of course, creates a tremendous number of clients who are carrying mortgages and would rather sell them and get their cash now, instead of receiving monthly payments over a long period of time.

DISCOUNT MORTGAGES - Cash purchase of a note secured by real property. Includes mortgages, trust deeds, and in some cases wraps and land contracts.

The discounting of a mortgage is a way for a private party who is acting as a mortgage lender to receive a lump sum of cash instead of having to wait over a long period of time to collected the monthly payments. The typical private party lender is a homeowner who has sold their home and agreed to help the buyer with the down payment by accepting a note to be repaid over time.

Discounting of mortgages, trust deeds, wraps and land contracts, is a unique business unto itself with many benefits over brokering of loans and leases. Unlike a lease or loan, which involve qualifying to borrow, the discounting of mortgages is a way to raise money by selling an asset. Now borrowing is involved! Your client will receive money for something he or she owns.

        *  EXTRA BONUS: We help arrange the sales of all or part of
           income streams from structured court settlements, senior
           life settlements and viatical policies; pensions and
           annuities; inheritances in probate and royalties (Such as
           residuals from book authors, composers, athlete's
           endorsements, producing oil and gas, minerals; etc.);
           lottery, contest and casino winnings; seller financial
           business notes, bankruptcy cash outs, agricultural notes
           and usda crp paper, tax liens, receivables, funeral paper,
           student loans, etc. for individuals and businesses in the
           community; Also, other financial and credit related services.

        *  SPECIAL EXTRA BONUS: Become apart of one of the 
            "Virtual Office Assistant"  leaders in the telecom industry -
            - that present the best values for the lowest price in
            communications products and services available today! 

            Provides a wide range of Integrated Voice, Data and
            Internet Solutions to residential and commercial 
            customers.

            Helping people and businesses around the World to get
            access to the least expensive and the highest quality of a
            wide array of telecommunications and other products and 
            services that people and businesses use every single day.

 PICTURE YOURSELF IN THE EXCITING NEW PROGRAM!

Description
Associate requirements: Basic computer skills and who can identify various companies that need a wide range of financial resources; To develop business plans, loan packaging preparation, assist with marketing the program, product development and promotion, technical assistance delivery; Create and lead financial education workshops and seminars, counsel and /or refers prospective clients - - companies that seek expertise in identifying projects for funding; Foster strong relationships with community residents and local merchants; Must keep contact list active with on-going meetings with your network of lenders, clients and prepare monthly reports on goals and progress. Excellent verbal, written and interpersonal communications skills helpful. Travel as needed.

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